Unlock capital against business assets without selling
Business assets can hold significant value, but that value is not always easy to access when cashflow timing matters. Mega Cash Luxe Lending helps business owners explore private asset-backed lending against valuable business assets such as machinery, equipment, trucks, trailers, vehicles, camera gear and other commercial assets.
Business Assets We May Consider
Suitability depends on value, ownership, condition, market demand, liquidity, documentation and whether the asset can be safely held or otherwise managed during the loan.
- —Machinery
- —Commercial equipment
- —Trucks
- —Trailers
- —Work vehicles
- —Motorbikes or specialist vehicles
- —Camera gear and production equipment
- —Tools and trade equipment
- —High-value electronics or technical equipment
- —Stock or inventory in suitable cases
- —Specialist commercial assets
Loan Range
$10K – $1M
Interest Rate
10 – 30%
Per month, subject to assessment
Funds Released
Same Day
After contract signing (pending bank transfer delay)
Ownership Checks
PPSR Verified
Ownership and encumbrance checks apply where relevant.
A Private Alternative
A private alternative to traditional business finance
Many business owners searching for a business asset loan, collateral business loan, loan against machinery or loan against equipment are really trying to solve a timing problem — waiting on invoices, managing stock purchases, covering wages, handling tax obligations, funding a short-term opportunity or bridging a temporary cashflow gap. Mega Cash Luxe Lending is designed for situations where valuable assets exist, but the business needs liquidity now — private, practical and asset-focused, not generic business finance.
Why Borrow
Keep important business assets working for you
Selling business assets can create a bigger problem than the one it solves. A truck, trailer, piece of machinery, camera kit or specialist tool may be essential to the business, difficult to replace or worth more to you than a quick sale price. Borrowing against suitable business assets may allow you to:
- —Access capital without immediately selling business assets
- —Avoid selling under pressure
- —Keep the option to redeem the asset later
- —Use existing assets to support short-term liquidity
- —Move faster than traditional finance may allow
- —Preserve valuable equipment, vehicles or tools used by the business
How We Assess Business Assets
What Affects Lending Suitability?
Asset Type & Specification
Asset type, make, model or specification, age and condition all inform the assessment.
Ownership & Encumbrance
Ownership status, and PPSR or encumbrance checks where relevant, are verified before an asset can be confirmed as suitable.
Resale Value & Demand
Market resale value, demand and liquidity determine the assessed lending value.
Documentation
Supporting invoices, service history, serial numbers and storage/security requirements all help support the assessment.
Clear documentation can help the assessment process. Photos, invoices, registrations, PPSR information, serial numbers, service records and inventory lists may all be useful depending on the asset.
Important Ownership Checks
Business assets need clear ownership
For some business assets, ownership and finance status are important. Vehicles, trucks, trailers, machinery and other registered or financed assets may require additional checks before they can be considered. Mega Cash Luxe Lending may need to verify ownership, encumbrances, registration details or supporting documentation before confirming whether an asset is suitable. Financed, leased or third-party owned assets do not automatically qualify.
Why Mega Cash Luxe Lending
Built for business owners with valuable assets
For business owners, timing can matter. A delayed invoice, a stock opportunity, tax obligation, wages pressure or settlement delay can create a short-term need even when the business owns valuable assets. Mega Cash Luxe Lending provides a private, asset-backed option for business owners who want flexibility, direct communication and a practical assessment of valuable assets.
Secure Handling
Business assets are treated seriously
Business assets can be high-value, operationally important and difficult to replace. Private enquiries, careful asset assessment, ownership and security checks where relevant, secure handling or storage where required, and clear communication — a professional process built around valuable assets.
How It Works
Submit Enquiry
Simply fill out the contact form or give us a call on 1300 145 229. We provide loans against items with a value between $10,000 and $1,000,000.
Private Appraisal
Once we've received your enquiry, we'll be in touch with a quote and a clear explanation of our fee structure. Interest rates range from 10–30% per month, depending on the item and individual circumstances.
Finalise Offer
After the loan amount is agreed, we'll arrange the exchange and issue the contract. Loans begin with an initial 3-month term, with interest charged monthly. Each monthly payment automatically extends the loan by one month. We retain possession of the goods in a secure location throughout the duration of the loan.
Receive Funds
Funds will be released either instantly or within 48 hours after the contract is signed, subject to the size of the loan.
Business Asset Loan FAQs
Need business liquidity without selling valuable assets?
Your business assets may be able to provide financial flexibility when timing matters. Speak with Mega Cash Luxe Lending for a private assessment.
Get Started
Contact Us
Complete the form and our team will be in touch. We offer loans secured against a broad range of items, with values from $10,000 to $1,000,000. Alternatively, call us directly on