Unlock capital against valuable jewellery without selling
Valuable jewellery can provide access to capital when timing matters. Mega Cash Luxe Lending helps customers borrow against fine jewellery, gold jewellery, diamonds and engagement rings through a private, professional asset-backed lending process.
Speak to an Asset SpecialistJewellery We Accept
Our specialists appraise all forms of fine jewellery. If your piece has significant value, we can likely provide funding against it.
- —Diamond rings and engagement rings
- —Designer jewellery (Tiffany & Co., Cartier, Van Cleef & Arpels)
- —Gold and silver bullion jewellery
- —Antique and estate jewellery
- —Gold and platinum chains, bracelets, and necklaces
- —Signed pieces and designer sets
Loan Range
$10K – $1M
Interest Rate
10 – 30%
Per month, subject to assessment
Funds Released
Same Day
After contract signing (pending bank transfer delay)
Storage
Insured & Secure
Fully insured, secured off-site storage for the duration of your loan.
Why Borrow
Keep ownership of jewellery that may carry financial or emotional value
Jewellery often carries both financial and emotional value. Borrowing may allow you to access capital while keeping the option to redeem the piece later — instead of selling it permanently.
Why Luxe
A private alternative to pawning jewellery
For customers searching for where to pawn jewellery, Mega Cash Luxe Lending offers a more private, premium alternative for valuable jewellery, diamonds, gold and engagement rings — specialist assessment, discreet handling and secure storage, built around genuinely valuable pieces rather than a standard pawn shop counter.
How It Works
Submit Enquiry
Simply fill out the contact form or give us a call on 1300 145 229. We provide loans against items with a value between $10,000 and $1,000,000.
Private Appraisal
Once we've received your enquiry, we'll be in touch with a quote and a clear explanation of our fee structure. Interest rates range from 10–30% per month, depending on the item and individual circumstances.
Finalise Offer
After the loan amount is agreed, we'll arrange the exchange and issue the contract. Loans begin with an initial 3-month term, with interest charged monthly. Each monthly payment automatically extends the loan by one month. We retain possession of the goods in a secure location throughout the duration of the loan.
Receive Funds
Funds will be released either instantly or within 48 hours after the contract is signed, subject to the size of the loan.
Jewellery Loan FAQs
Get Started
Contact Us
Complete the form and our team will be in touch. We offer loans secured against a broad range of items, with values from $10,000 to $1,000,000. Alternatively, call us directly on