Unlock capital against fine art and antiques without selling
Fine art and antiques can carry significant financial, cultural and personal value. For many owners, they are not assets they want to sell quickly or permanently. Mega Cash Luxe Lending helps customers explore private asset-backed lending against valuable artworks, antiques and important collections.
Art & Antiques We May Consider
Some artworks, antiques and important collections can represent meaningful value, especially where there is strong provenance, recognised authorship, quality, condition, rarity or collector demand.
- —Paintings, drawings and works on paper
- —Sculptures and limited-edition artworks
- —Fine art prints with recognised value
- —Antique furniture and decorative arts
- —Estate pieces and rare objects
- —Collectable design, ceramics, glassware or silver
- —Important private collections
- —Other valuable art, antique or heritage assets
Loan Range
$10K – $1M
Interest Rate
10 – 30%
Per month, subject to assessment
Funds Released
Same Day
After contract signing (pending bank transfer delay)
Handling
Carefully Managed
Secure storage or secure asset management for the duration of your loan.
Why Borrow
Keep ownership of assets that may be rare or difficult to replace
Selling fine art or antiques can solve an immediate cashflow need, but it may also mean losing an asset with long-term value, personal significance or limited availability. Borrowing against valuable fine art or antiques may allow you to:
- —Access capital without selling immediately
- —Avoid rushed sales, low offers or auction timing pressure
- —Keep the option to redeem the asset later
- —Preserve ownership of rare, personal or historically significant items
- —Use the value of a collection more flexibly
How We Assess Fine Art & Antiques
What Affects Value?
Provenance & Authenticity
Artist, maker, period or origin, provenance and ownership history, and authenticity with supporting documentation.
Condition & Restoration
Condition and restoration history are assessed alongside quality, size, medium and subject matter.
Rarity & Demand
Rarity, collector demand, comparable sales and auction history determine the assessed lending value.
Handling Requirements
Storage, transport and handling requirements are considered as part of overall lending suitability.
Documentation, valuations, invoices, auction records, certificates, catalogues or provenance details can help support the assessment.
Why Luxe
A private alternative to pawning or quickly selling fine art and antiques
Some customers searching for ways to pawn, sell or borrow against fine art are really looking for a way to access capital without permanently giving up the asset. Mega Cash Luxe Lending provides a more private, premium alternative for customers with valuable art, antiques and collections — discreet communication, careful assessment, secure handling and respect for the value and sensitivity of the asset. You keep the option to redeem your asset once the loan is repaid.
Why Mega Cash Luxe Lending
Built for valuable and unusual assets
Unlike traditional finance, we understand that wealth is not always held in cash. Sometimes it is held in watches, jewellery, gold, vehicles, collectables, business assets, fine art and antiques. A valuable artwork, antique or collection may provide financial flexibility without needing to be permanently sold.
Secure Handling
Your asset is treated with care
We understand that fine art and antiques can carry financial, personal and historical value. Private enquiries, careful handling, professional assessment, secure storage or secure asset management, clear communication and discreet service — your asset is assessed and handled as a valuable item, not a generic object.
How It Works
Submit Enquiry
Simply fill out the contact form or give us a call on 1300 145 229. We provide loans against items with a value between $10,000 and $1,000,000.
Private Appraisal
Once we've received your enquiry, we'll be in touch with a quote and a clear explanation of our fee structure. Interest rates range from 10–30% per month, depending on the item and individual circumstances.
Finalise Offer
After the loan amount is agreed, we'll arrange the exchange and issue the contract. Loans begin with an initial 3-month term, with interest charged monthly. Each monthly payment automatically extends the loan by one month. We retain possession of the goods in a secure location throughout the duration of the loan.
Receive Funds
Funds will be released either instantly or within 48 hours after the contract is signed, subject to the size of the loan.
Fine Art & Antiques Loan FAQs
Need capital but don't want to sell your art or antiques?
Your fine art, antique or important collection may be able to provide financial flexibility without giving up ownership permanently. Speak with Mega Cash Luxe Lending for a private assessment.
Get Started
Contact Us
Complete the form and our team will be in touch. We offer loans secured against a broad range of items, with values from $10,000 to $1,000,000. Alternatively, call us directly on