Unlock capital against luxury watches without selling
A luxury watch can be more than something you wear. It can be a valuable asset capable of providing liquidity when timing matters. Mega Cash Luxe Lending helps customers access capital against luxury watches through a private, professional asset-backed lending process.
Speak to an Asset SpecialistWatches We Accept
We work with the world's most prestigious watch brands. The list below covers the most common, but we welcome enquiries on any high-value timepiece.
- —Rolex
- —Patek Philippe
- —Audemars Piguet
- —Richard Mille
- —A. Lange & Söhne
- —Vacheron Constantin
- —Jaeger-LeCoultre
- —IWC Schaffhausen
- —Panerai
- —Breguet
- —Hublot
- —TAG Heuer (select models)
Loan Range
$10K – $1M
Interest Rate
10 – 30%
Per month, subject to assessment
Funds Released
Same Day
After contract signing (pending bank transfer delay)
Storage
Insured & Secure
Fully insured, climate-controlled secure storage for the duration of your loan.
Why Borrow
Access capital while keeping ownership of your watch
Many luxury watches hold or increase in value over time. Borrowing may allow you to access capital while keeping the option to redeem the watch later, instead of selling an asset that can be difficult or expensive to replace.
Why Luxe
A private alternative to a traditional watch pawn shop
If you are considering pawning a luxury watch, Mega Cash Luxe Lending provides a private asset-backed lending option designed for higher-value watches and collections — specialist watch knowledge, secure handling and respect for the asset, rather than a standard pawn shop counter.
How It Works
Submit Enquiry
Simply fill out the contact form or give us a call on 1300 145 229. We provide loans against items with a value between $10,000 and $1,000,000.
Private Appraisal
Once we've received your enquiry, we'll be in touch with a quote and a clear explanation of our fee structure. Interest rates range from 10–30% per month, depending on the item and individual circumstances.
Finalise Offer
After the loan amount is agreed, we'll arrange the exchange and issue the contract. Loans begin with an initial 3-month term, with interest charged monthly. Each monthly payment automatically extends the loan by one month. We retain possession of the goods in a secure location throughout the duration of the loan.
Receive Funds
Funds will be released either instantly or within 48 hours after the contract is signed, subject to the size of the loan.
Watch Loan FAQs
Get Started
Contact Us
Complete the form and our team will be in touch. We offer loans secured against a broad range of items, with values from $10,000 to $1,000,000. Alternatively, call us directly on