Unlock capital against valuable vehicles without selling
Valuable vehicles can provide access to capital when timing matters. Mega Cash Luxe Lending helps customers explore private, vehicle-backed funding against cars, classic vehicles, luxury vehicles, motorcycles and other suitable vehicle assets.
Speak to an Asset SpecialistVehicles We Consider
We accept a broad range of high-value vehicles. If your vehicle holds significant market value, we can likely provide funding against it.
- —Prestige and luxury cars (Ferrari, Lamborghini, Bentley, Rolls-Royce)
- —Sports and performance vehicles (Porsche, McLaren, Aston Martin)
- —Classic and vintage cars
- —Late-model prestige SUVs (Range Rover, G-Wagon, Porsche Cayenne)
- —Motorcycles (Ducati, MV Agusta, Harley-Davidson, BMW Motorrad, KTM)
- —Marine assets — boats, yachts, and jet skis
- —Caravans and motorhomes (high-value)
- —Trucks, trailers and business vehicles
Loan Range
$10K – $1M
Interest Rate
10 – 30%
Per month, subject to assessment
Funds Released
Same Day
After contract signing (pending bank transfer delay)
Storage
Insured & Secure
Fully insured, secure off-site storage for your vehicle throughout the loan period.
Why Borrow
Access capital while keeping the option to retain your vehicle
Selling a valuable vehicle may solve a short-term cashflow issue but can mean losing an asset that's hard to replace. Borrowing may allow you to access capital while keeping the option to redeem the vehicle later.
How Vehicles Are Assessed
What Affects Your Vehicle Loan Value?
Make & Model
Brand and model are the primary value drivers. Limited-production and collector models are valued at a premium over standard variants.
Condition & Kilometres
Low-kilometre, unmodified examples with full service history achieve the best valuations.
Ownership & PPSR
Clear title and PPSR status matter. Vehicles with equity above outstanding finance can still be assessed — contact us to discuss your situation.
Market Demand
We monitor current auction results and dealer listings so valuations reflect genuine, current market comparables.
Recent Transaction
$100,000 — HSV GTSR Maloo
The most powerful and collectable ute ever produced in Australia. With production numbers limited and values climbing rapidly, the GTSR Maloo represents the kind of appreciating asset Mega Cash Luxe Lending is uniquely positioned to lend against. Appraised and funded the same day.
View All Past Deals →Loan Funded
$100,000
HSV GTSR Maloo
Same-day funds · No credit check · Fully insured storage
Business Use
Vehicles and equipment can support business liquidity
Business owners often hold significant value in vehicles, trucks and trailers. Funding against these assets can bridge cashflow gaps without disrupting operations.
How It Works
Submit Enquiry
Simply fill out the contact form or give us a call on 1300 145 229. We provide loans against items with a value between $10,000 and $1,000,000.
Private Appraisal
Once we've received your enquiry, we'll be in touch with a quote and a clear explanation of our fee structure. Interest rates range from 10–30% per month, depending on the item and individual circumstances.
Finalise Offer
After the loan amount is agreed, we'll arrange the exchange and issue the contract. Loans begin with an initial 3-month term, with interest charged monthly. Each monthly payment automatically extends the loan by one month. We retain possession of the goods in a secure location throughout the duration of the loan.
Receive Funds
Funds will be released either instantly or within 48 hours after the contract is signed, subject to the size of the loan.
Vehicle Loan FAQs
Get Started
Contact Us
Complete the form and our team will be in touch. We offer loans secured against a broad range of items, with values from $10,000 to $1,000,000. Alternatively, call us directly on