Private asset-backed lending for business owners

Business owners often have wealth tied up in assets, stock, equipment or receivables while still needing fast access to capital. Mega Cash Luxe Lending helps business owners unlock liquidity from valuable assets without immediately selling them.

Speak to an Asset Specialist

Use cases we see often

Invoices

Bridge the gap while waiting on outstanding invoices to be paid.

Stock & Supplies

Fund stock purchases or supplier payments without disrupting cashflow.

Tax & Wages

Cover time-sensitive obligations like tax bills or payroll.

Opportunities

Move quickly on a time-sensitive business opportunity without waiting on a bank.

Use valuable assets without immediately selling them

Selling valuable assets to solve a short-term business cashflow issue can be costly. Borrowing may allow you to access funds while keeping ownership and future upside.

What you can fund against

  • Luxury watches and fine jewellery
  • Gold and bullion
  • Prestige and business vehicles, trucks and trailers
  • Machinery, equipment and camera gear
  • Valuable collections held personally or through the business

Faster and more flexible than traditional finance

Confidential conversations, private assessment and professional communication — without the paperwork and delay of traditional business finance.

How It Works

01

Submit Enquiry

Simply fill out the contact form or give us a call on 1300 145 229. We provide loans against items with a value between $10,000 and $1,000,000.

02

Private Appraisal

Once we've received your enquiry, we'll be in touch with a quote and a clear explanation of our fee structure. Interest rates range from 10–30% per month, depending on the item and individual circumstances.

03

Finalise Offer

After the loan amount is agreed, we'll arrange the exchange and issue the contract. Loans begin with an initial 3-month term, with interest charged monthly. Each monthly payment automatically extends the loan by one month. We retain possession of the goods in a secure location throughout the duration of the loan.

04

Receive Funds

Funds will be released either instantly or within 48 hours after the contract is signed, subject to the size of the loan.

Common Questions from Business Owners

Contact Us

Complete the form and our team will be in touch. We offer loans secured against a broad range of items, with values from $10,000 to $1,000,000. Alternatively, call us directly on

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