Unlock capital against rare toys and model collections without selling
Rare toys, retired LEGO sets, Bearbrick pieces, diecast model cars and collector-grade models can represent serious value. Mega Cash Luxe Lending helps owners of valuable toy and model collections explore private asset-backed lending without immediately selling.
Toys & Models We May Consider
Suitability depends on value, condition, completeness, rarity, market demand, liquidity and supporting documentation.
- —Rare LEGO sets
- —Retired or discontinued LEGO sets
- —Sealed LEGO sets and collections
- —Bearbrick and designer toys
- —Hot Wheels collections
- —Diecast model cars
- —Model car collections
- —Limited-edition figures and statues
- —Vintage toys
- —Collector-grade boxed toys
- —High-value toy and model collections
Loan Range
$10K – $1M
Interest Rate
10 – 30%
Per month, subject to assessment
Funds Released
Same Day
After contract signing (pending bank transfer delay)
Storage
Insured & Secure
Careful handling, protected from damage, secure storage for the duration of your loan.
Why Borrow
Keep the option to redeem a collection you may not be able to replace
Selling a rare toy or model collection can solve a short-term cashflow need, but it can also mean giving up items that are difficult to find again. Borrowing against toys and models may allow you to:
- —Access capital without immediately selling
- —Avoid selling under pressure
- —Keep the option to redeem your collection later
- —Preserve a collection built over years
- —Avoid losing rare, discontinued or limited-edition pieces
How Toys and Models Are Assessed
What Affects the Value of a Collection?
Rarity & Condition
Rarity, condition and whether the item is sealed or opened are central to the assessment.
Packaging & Completeness
Original box and packaging, completeness, and edition, release year or production run all affect value.
Brand Demand
Brand or franchise demand and collector demand drive market value alongside recent comparable sales.
Documentation
Authenticity, inventory lists or collection records, and overall liquidity all support a stronger assessment.
For some collections, sealed condition, original packaging and complete documentation can significantly support the assessment.
Why Luxe
A private alternative to selling or pawning rare toys and models
Many customers searching for where to sell or pawn rare toys are really looking for a way to access capital without permanently losing the collection. Mega Cash Luxe Lending provides a private, professional alternative for owners of valuable toys, models and collector assets — specialist assessment, careful handling, secure storage and a process designed for higher-value collections rather than low-value everyday items.
Why Mega Cash Luxe Lending
Built for valuable and unusual assets
Traditional lenders rarely understand the value of rare toys, LEGO, designer toys, diecast models or collector-grade collections. Mega Cash Luxe Lending is different — designed for customers who own valuable assets and want a private way to access capital without selling, including watches, jewellery, gold, vehicles, trading cards, rare coins, memorabilia, comics, toys, models and other valuable assets. For the right collection, toys and models may provide financial flexibility when timing matters.
Secure Handling
Careful handling for collectible items
Toy and model collections can be sensitive to handling, storage, packaging condition and presentation. Private enquiries, confidential communication, careful handling, secure storage, professional assessment and a clear process and repayment expectations — your collection is treated as a valuable asset, not generic second-hand goods.
How It Works
Submit Enquiry
Simply fill out the contact form or give us a call on 1300 145 229. We provide loans against items with a value between $10,000 and $1,000,000.
Private Appraisal
Once we've received your enquiry, we'll be in touch with a quote and a clear explanation of our fee structure. Interest rates range from 10–30% per month, depending on the item and individual circumstances.
Finalise Offer
After the loan amount is agreed, we'll arrange the exchange and issue the contract. Loans begin with an initial 3-month term, with interest charged monthly. Each monthly payment automatically extends the loan by one month. We retain possession of the goods in a secure location throughout the duration of the loan.
Receive Funds
Funds will be released either instantly or within 48 hours after the contract is signed, subject to the size of the loan.
Toys & Models Loan FAQs
Need capital but don't want to sell your toy or model collection?
Your toys, models or collector-grade pieces may be able to provide liquidity without forcing a permanent sale. Speak with Mega Cash Luxe Lending for a private assessment.
Get Started
Contact Us
Complete the form and our team will be in touch. We offer loans secured against a broad range of items, with values from $10,000 to $1,000,000. Alternatively, call us directly on